Your days are numbered. New fintech technologies happening now will render you obsolete in 5 to 10 years. I can't wait! And shame on Fidelity for using these crooks. Good card - hard to contact!!! The card itself has been a good experience but it is a nightmare to have to take the time to telephone whenever there is an issue or question.
As of now this company only offers telephone call options for any issue. Sign up to receive our free weekly newsletter. We value your privacy. Unsubscribe easily. Are you this business? Save Saved. Live agent Find other companies Are you this business? Find a Credit Cards partner. Get better rewards Need a more rewarding credit card?
Find the best card for you. Overall Satisfaction Rating 5 stars. Sort: Recent. Most helpful. Filter by: Any. Page 1 Reviews 0 - Original review: March 9, I get 4 or 5 robo calls a day from this company. Original review: Sept. Not sure how to choose? Original review: Feb. Tom of Columbus, OH. Original review: July 26, I have called in now 4 times over a day and half to request a redemption of my reward points as cash back. Jason of Pensacola, FL.
We have aided people in your situation before and are ready to help point you in the right direction. The creditor must then show beyond a doubt that you are responsible for the debt.
If this is your situation, request a free consult with a debt collection attorney. Working through a lawsuit with Fia Card Services can prove to be an overwhelming process.
You can also obtain a free credit report by visiting AnnualCreditReport. If you have unresolved debt with Fia Card Services and have not yet been sued, now is the time to resolve the debt.
In the past, we have worked successfully to negotiate a mutually beneficial payment plan between our customers and Fia Card Services.
Make sure Fia provides written documentation of the collection process. While creditors often try sidestepping this practice, you can obtain documentation by:. Kyle is an independent writer for Ascend who covers a multitude of personal finance related topics.
Your email address will not be published. Skip to content. Who is Fia Card Services? Does the age of your debt put it near the statute of limitations? See: Statute of Limitations by State If you are being sued by FIA Card Services, you probably met certain criteria in these categories that made you a prime target for litigation. Depending on the state, a creditor with an authorized default judgment will have authority to: Freeze money in your bank account Put a lien on property you own Garnish your wages You can see the importance of a speedy response.
Review your own records and determine: Whether you received a validation letter. But, you don't have to clip coupons or limit your shopping to sales days to get the most for your money. Is the price of gas burning a hole in your bank account? If you're someone who is looking for the best way to pay down your debt, there's an FIA Card Services card for you, too. Do you have your budget lined up like a finely tuned piano? Or maybe you're just squeaking by and want to go beyond coupons, good deals, and unnecessary expenses.
Why not put your credit to work for you? Sure, you want to pay your balance down quickly, but it can be hard to get motivated to do that when you don't see a new purchase in your hand. After all, when you pay something out, you want to get something back. Further, it can seem like your balance never decreases no matter how much you pay.
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The more awareness that is spread, the easier it is to help the causes you care about. Bank of America recognizes that effort and knows just how to help out. You can reap rewards of your own while supporting the cause you care about most. You can even support more than one. For those who have the drive to support breast cancer research and treatment, there is a Pink Ribbon card.
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It is currently a wholly owned subsidiary of Bank of America. FIA Card Services also became infamous after it was revealed that the company was engaging in unethical and downright illegal practices while pursuing debts from individuals. These violations are quite serious and downright disturbing. Because affidavits are signed under penalty of perjury. The OCC determined that FIA Card Services ignored and neglected these legal requirements and, in many instances, the individual signing the affidavit was engaging in a flagrant exercise of unfiltered dishonesty.
When a debt collection company like FIA Card Services files a Complaint, you have the chance to provide your side of the story, and point out the serious deficiencies in the debt collector's lawsuit. The first affirmative defense you should raise is demanding that FIA Card Services prove you are actually the person responsible for the alleged debt. Remember, in a debt collection lawsuit, the debt collection company bear the burden of proving you actually owe the debt.
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